Privacy Policy

Last Updated: 02/28/26

Democratize Wealth ("Democratize Wealth," "we," "our," or "us") respects your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use our website, applications, and related services (the "Service").

By using the Service, you agree to this Privacy Policy.

1. Information We Collect

Information you provide

We may collect information you voluntarily provide, including:

  • name and email address
  • account credentials (stored securely in hashed form)
  • financial information you enter (e.g., assets, income, expenses, goals)
  • messages and prompts submitted to the AI advisor

Information collected automatically

We may automatically collect limited technical data such as:

  • IP address
  • device and browser information
  • usage and interaction data
  • cookies and similar technologies

2. How We Use Information

We use information to:

  • provide, operate, and improve the Service
  • generate financial projections and AI responses
  • personalize your experience
  • maintain security and prevent fraud
  • communicate with you
  • comply with legal obligations

3. AI Processing

The Service uses artificial intelligence to generate projections, insights, and responses.

You acknowledge that:

  • information you input may be processed by AI systems and service providers
  • AI outputs are automated and may not be reviewed by a human
  • outputs may be inaccurate or incomplete

4. How We Share Information

We do not sell your personal information.

We may share information only in the following limited circumstances:

  • with service providers who help operate the Service (e.g., hosting, analytics, AI providers)
  • to comply with legal obligations or lawful requests
  • in connection with a business transfer (e.g., merger or acquisition)
  • in aggregated or de-identified form that cannot reasonably identify you

5. Data Retention

We retain information for as long as reasonably necessary to provide the Service, comply with legal obligations, resolve disputes, and enforce our agreements.

6. Data Security

We implement reasonable administrative, technical, and organizational safeguards designed to protect your information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

7. Your Choices and Rights

You may:

  • update or correct your account information
  • request deletion of your account directly in our product by resetting your account

To make a request, contact us at the email below.

8. Children's Privacy

The Service is not intended for children under 13, and we do not knowingly collect personal information from children under 13.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last Updated" date reflects the latest version. Your continued use of the Service after changes become effective constitutes acceptance of the updated policy.

By using Democratize Wealth, you acknowledge that you have read and understood this Privacy Policy.